Buy Immediate Annuities
August 24th, 2011Yes, we sell immediate annuities at WholesaleInsurance.net, and they are about the easiest, quickest product that any life insurance company offers.
Use the form on our immediate annuities calculator to indicate your age, gender, and residence, as well as your desired pension amount or desired spending amount.
In a matter of seconds, you’ll have a list of immediate annuities from which to choose.
You may have noticed that the life insurance application process takes weeks or months to complete . The application process for immediate annuities is quick because it entails no medical exam or medical underwriting.
All that the life insurance company needs to know about your life expectancy is your age and gender.
Immediate annuities are for people who are ready to retire or who have already retired. Really, anyone can buy immediate annuities, but if you’re still drawing an income—i.e. if you don’t need your pension to begin right away—then you’ll get a bigger bang for your buck by purchasing a deferred annuity or investing your cash elsewhere.
Not everybody needs an annuity for retirement. If you already have a retirement plan then you don’t need an annuity because you don’t need another pension. Annuities are just one way of turning retirement funds into a retirement plan.
What’s good about annuities is how easy they are to manage: you get a monthly, guaranteed paycheck for life.